Digital Yard Flyer

Listing Price: $650,000

Area: Orem, UT 84057

5 bd | 3 ba | 2,972sqft

Listed by: Silverback Group Realty

I'm Not Working With an Agent

Request a Private Showing with the Listing Agent

Hi, I'm Ken! If you don't have an agent representing you, no problem. Give me a call.  You'll get direct answers. And when you're ready to see the home, I'd be glad to represent you.  Connect with me directly to get all your property questions answered or schedule a walk-through.

Schedule a Phone Consultation: Schedule a phone chat at your convenience.

Text Birk at 385-474-4131 to schedule a private showing.

Book a Private Tour On My Calendar: Pick a 1 hour meeting that fits your schedule to view the home in person.

Description

Back on the market! Ready for the right buyer.

Tons of storage, newer efficient window, and a  cozy wood stove for those comfortable nights by the fire. A tankless water heater, water softener, and newer patio door. 

Tons of storage, newer efficient window, and a  cozy wood stove for those comfortable nights by the fire. A tankless water heater, water softener, and newer patio door. 

Step outside, enjoy a meticulously landscaped yard with a soothing natural rock waterfall, raised garden boxes, and a fire pit. Perfect for entertaining or unwinding. 

This gem is a rare blend of function, comfort, and charm and ready for you to make it yours. 

Square footage figures are provided as a courtesy estimate only. Buyer is advised to obtain an independent measurement.

Financing Listing Numbers

Numbers Provided by Jeff Carlston 801Loan Officer NMLS#315077 Acceptance Mortgage NMLS#146181

Loan Details

Compensation Type: Borrower Paid

Purchase Price/Appraised Value: $650,000.00

Loan-to-Value (LTV): 96.5%

Base Loan Amount: $617,500.00

Final Loan Amount: $617,500.00

FHA UFMIP: $0.00

Interest Rate: 6.750%

Loan Term: 30 years

APR (Annual Percentage Rate): 7.15%

Rate Buy Down Amount: $9,651.53 (Seller Concession)

Cash-to-Close

5% Down Payment: $32,500.00

Borrower Paid Closing Costs: $15,092.00

Escrows: $4,690.43

Total Cash-to-Close: $52,282.43

Down Payment

Total Down Payment Required 5%: $32,500.00

Monthly Payment

Principal & Interest: $4,005.09
Hazard Insurance:
$93.00
Property Taxes:
$308.75
Mortgage Insurance:
$149.00
Homeowners Insurance (HOI):
$0.00
Total Monthly Payment:
$4,555.84

Lender Paid Rate, No Buy Down: 7.875% APR: 8.140%

Total Monthly Payment: $5,028.05

Difference in Payment: $472.21

Ken Van Camp

Office Number: 385-474-4131

MI Lic. # 6505432968

Office Address: 30 E. Broadway, Suite 203 1116 Salt Lake City, UT 84111

Kenneth Van Camp

Utah: Principal Broker — License #14211316-PB00
Silverback Group Realty LLC
Brokerage License #14211734-CN00
Office: (385) 402-4813

Michigan: Principal Broker — License #6502432895
Silverback Group LLC
Brokerage License #6505432968
Office: (248) 508-4249

Georgia: Associate Broker — License #297100
GoHomeToAtlanta.com Realty LLC
Brokerage License #65870
Brokerage Office: (678) 250-5022

Silverback Group Realty LLC is a licensed Utah real estate brokerage.

Direct real estate brokerage services offered through this website are limited to real estate in Utah.

For real estate needs outside Utah, inquiries may be referred to an appropriately licensed real estate professional or brokerage in the applicable jurisdiction.

Silverback Group Realty LLC and/or an affiliated licensed real estate professional may receive a referral fee or other lawful compensation in connection with a referral or resulting real estate transaction.

Submitting an inquiry does not by itself create a brokerage, agency, fiduciary, or representation relationship.

Privacy Policy | Terms of Use | Disclaimer| Real Estate Licensing & Disclosures

Copyright © 2026 Silverback Group Realty LLC. All Rights Reserved.